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FAQs


Good question because in this day and age, people can go online and buy direct from insurance carriers, right? The answer may be yes, but the question really is, should they? When buying direct from an insurance company, you may think you’re saving money, but the truth is, you’re taking on a level of risk—and you may not even realize it.

Insurance is a complicated subject, but it’s the business of licensed agents to understand it, communicate it to you, and act as a legal representative between you and your insurance carrier. Agents are licensed by the State and are required to keep up with the always-changing insurance regulations. Additionally, many insurance carriers ONLY sell through the agency system, which means that without the benefit of an agent, you wouldn’t have access to those usually lower-priced carriers. Don’t be fooled by witty commercials or think that all policies are the same—coverages vary from state to state and from company to company. Trust a licensed professional to be your advocate and protect your assets.

Personal questions help us help you. Detailed questions allow us and the insurance carrier to best determine eligibility and the premium level that represents the risk involved. Questions will include: name, date of birth, social security number, and address. When applying for automobile coverage, the insurance carrier will need to know about previous driving history and the type of car to be covered. In today’s insurance industry, age and credit has a bearing on eligibility and the premium calculated. Detailed customer information assures the rate we provide will be accurate—and the best price possible.

You receive personal service and custom insurance coverage—no “one size fits all” solutions. We tailor coverage for each of our individual clients based on what they need now. We have the ability to market your insurance policy to a variety of carriers ensuring you get the best coverage at the lowest price.

Yes. Although flooding is the #1 natural hazard in the United States, flood damage coverage is excluded under traditional homeowner’s policies. Protect your home and belongings by purchasing a separate flood policy.

There are a number of things you can do, the easiest is to make an appointment with an independent Budlong Corr Insurance agent for a comprehensive review of your insurance needs. We’ll look for any discounts for which you may be eligible, such as security, deadbolt, and smoke detector discounts for your home, or airbag, anti-lock brake, and alarm credits for your car. We can also offer multi-policy discounts by combining your home and auto with the same carrier.


Remove worry and future stress!

Contact us today for a no-obligation quote and ensure you’re protected for when the unexpected and unwelcome occurs.